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How to Pay for Drug Rehab
Any parent that has dealt with teenage drug addiction knows it can take quite the toll on everyone involved. They also know that getting their teen addict into drug rehab can be a chore in itself. Between the struggles and payment arrangements, it is definitely not an easy task. If you are the parent of a teen addict and are unsure of how to pay for drug rehab, the following article offers some suggestions.
Insurance
When you are making arrangements for your teenage son or daughter to enter a drug rehab facility, the first payment method to consider is insurance. If your teen is currently covered under a private health insurance company, chances are the company may pay a portion of the rehab costs. You should check with your insurance company right away to find out the details on rehab coverage. State-funded health insurances such as Medicaid may also pay for drug rehab. Again, check to see what is covered and what isn’t under your state’s laws. If you find that your teen’s insurance does indeed cover drug rehab, your next step is locating treatment facilities that accept the type of insurance your teen has.
You can also check into purchasing health insurance coverage for your teen prior to placing them in a treatment facility. If your place of employment does not offer insurance and your child is ineligible for state-funded insurance, you can look online at insurance comparison sites to find coverage that may be affordable for you. Sites such as InsuranceQuotes.org will provide you with quotes from several companies so you can easily compare them side-by-side. Remember that insurance may not pay 100% of the costs, but it will certainly help to offset them.
Savings and Assets
If your teen does not have insurance coverage or their insurance coverage will not pay for drug rehab, next you may have to turn to money you have in savings or your assets. While you may not have planned on spending the money you have in savings on your teen’s recovery, most parents would do it in a heartbeat if it meant saving their son or daughter’s life. You can also consider any assets you may have. Would selling one or a few of them help you raise money to pay for drug rehab for your teen? If so, that may be another way to pay. Take a look around your house to see if there is anything else you could sell that would earn you a decent profit. Maybe that old music collection or antique table could bring in some extra money to help pay for your teen’s recovery. Like insurance, these methods may not pay all the costs associated with drug rehab, but they can help considerably.
Other Ways to Pay
There are also some other ways you can pay for drug rehab for your son or daughter. Your bank or credit union may be willing to give you a personal or medical loan to cover some or all of the costs. Credit cards are another option. If you have decent credit, you may be able to get a card with a high limit and low interest rate. Although you will have to pay back the money with these methods, chances are it is worth it to you. Several non-profit organizations that help fund drug addiction recovery also exist. If you take the time to seek out the help of these organizations, they will often help you pay for some portions of drug rehab. Lastly, you may have to turn to family and friends for help. If those close to you realize the magnitude of the situation and have the means to help, they may be more than happy to do so.
Even though paying for drug rehab can be incredibly overwhelming, at least you know you have several options for doing so. If your son or daughter has a chance at a fresh start, you are probably willing to do all you can to help them.
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Disclaimer
Rescue Youth is committed to providing a directory that is accurate, up-to-date and comprehensive. All information provided is considered accurate as of the date indicated for each business record. Users of this Directory are advised that this information is provided as a general reference only. Rescue Youth assumes no responsibility for the accuracy of the information contained herein, and do not assume any liability resulting from errors or omissions. Inclusion or omission of business or organization is not a comment on its quality. Inclusion of a company or organization on the Rescue Youth Website does not constitute endorsement, or recommendations of their products or services.Most of the programs listed on this website are not regulated by the federal government, and many are not subject to state licensing or monitoring as mental health or educational facilities, either. A 2007 Report to Congress by the Government Accountability Office (GAO) found cases involving serious abuse and neglect at some of these programs. Many programs advertise on the Internet and through other media, making claims about staff credentials, the level of treatment a participant will receive, program accreditation, education credit transfers, success rates, and endorsements by educational consultants. The Federal Trade Commission (FTC), the nation's consumer protection agency, cautions that before you enroll a youngster in a private residential treatment program, check it out: ask questions; ask for proof or support for claims about staff credentials, program accreditation, and endorsements; do a site visit; and get all policies and promises in writing. Click here for questions to ask before you enroll your child in any program.
Originally posted 2012-04-17 10:24:30.
How strange to hear it, when we pay for drug rehab. Nowadays, drug addiction has becoming common factor in between youngster due to easy availability of drugs. According to me, parents should try to quit their children drugs and alcohol habits. Well Thanks for sharing this information.
All your information is very good Thanks for sharing this information about addiction What is an addiction should be explained to all people.
Thank you for this article. I worked with an older gentleman whose teen-age son developed a problem with Oxycontin. My co-worker was the kind of guy who usually paid-off a vehicle early and was set to do the same with his mortgage. Getting his son into treatment jeopardized all of that. He went from having total control of his finances to barely living paycheck to paycheck. There are many ways to pay for substance abuse treatment – but the most costly payment is an entire family’s future.